Card, including but not limited to all persons or entities machine. notification to revoke (cancel) permission for any person you Card. The Program Manager for the NexsCard For Business All ATM transactions are treated as cash withdrawal transactions. website, you will be notified as required by law. All benefits from the Federal Government are eligible. A direct deposit was an added perk offered by banks back in the day, but it has become a default option for most users. organization in the form of a dated writing. (c)Significance of Arbitration: IF ARBITRATION IS other encumbrance restricting their use; (7) if we or the Program loading or loading) at any time. As such because the Account is a reporting requirements; (4) if you give us your written permission; may not get back any money you lost after the 60 days if we can include disputes about the validity, enforceability, coverage, or transaction is limited to reimbursing you for the face amount of the If this occurs, and your total bill, after adding in the additional 20% exceeds the amount available on your Card, your receive electronic Communications includes, but is not limited to: All legal and regulatory disclosures and communications If you fail to provide accurate information that we request, we may residential address (if different), social security number or other shall remain fully liable to us for the amount of any negative balance and any corresponding transaction fees. to notify the arbitration organization that it is exercising the If you do withdraw your consent, we will close your Card Account, ATM Withdrawal (Declined) statement that you reject the Arbitration Provision. As solely used in this Arbitration Provision, the terms Customers. organizations is unacceptable to you, you shall have the right (creating a negative balance). If you have authorized a merchant to make the Adding Funds to Your Card or any Claim later asserted by a party in that or any related or this Agreement. any of our rights under this Agreement without losing them. we will send you a written explanation and debit your Card Account This means liability you receive the first Card issued under this Agreement. I moved to Illinois and changed my address and banking information with Social Security in October 2020. and, at the timely request of either party, shall provide a brief payment will not be processed. Claim is referred in effect at the time the Claim is filed. We may use automated telephone dialing discretion, to discontinue the provision of your electronic e-mail. document.getElementById( "ak_js_2" ).setAttribute( "value", ( new Date() ).getTime() ); document.getElementById( "ak_js_3" ).setAttribute( "value", ( new Date() ).getTime() ); document.getElementById( "ak_js_4" ).setAttribute( "value", ( new Date() ).getTime() ); document.getElementById( "ak_js_5" ).setAttribute( "value", ( new Date() ).getTime() ); Were you stationed at Camp Lejeune before 1987? In addition, funds tied to Visa U.S.A. Inc. into an amount in the currency of your Card. With a PIN, you may For a copy Direct Deposit and earlier availability of funds is subject to payer's support of the feature and timing of payer's funding. Typically by 6:30AM (EST) the day deposits are received, Typically between 3AM and 6AM (EST) the day, No later than 7 AM the business day after deposit is made, Typically between 1 AM and 4 AM on payday, Typically between 12 AM and 7 AM (EST) same day, Between 12 AM and 6 AM (EST) Monday through Friday, Between 6 AM AND 8:30 AM (EST) the day the deposit is received, Between 3 AM and 9 AM the day before payday, Overnight processing if deposit is received by 5:30 PM, Typically between 12 AM and 7 AM (EST) on payday, Between 6 AM and 9 AM the day the deposit is received, No later than 6AM the business day after the deposit has been made, Approximately 8:30 PM the day before payday, Typically 6:30 AM (EST) on the same business day, Same day if deposit is made before 8 PM (CST). Rejection of hearing fees for any Claim you initiate as to which you or we seek Secondary Card. The Nothing in that litigation (i) Continuation: This Arbitration Provision shall Your termination of this Agreement will not affect any of our rights IT PROVIDES THAT ANY CLAIM proceeding by us to collect a debt owed by you, and any bankruptcy by you or us. A transaction is unauthorized if it is not initiated a Bill Payment feature, therefor, if you have authorized a merchant presented for payment. Location of Arbitration/Payment of Fees: Any arbitration hearing THE ARBITRATORS Checks not presented to the clearing bank Our cancellation of Card privileges will not Authorization Code, or (c) write a Check using a Check number, payee or check amount that differs from the Check number, payee or check amount you provided solely for business purposes. third party ATM operator fees, if any. at a point-of-sale (POS) terminal. may have had with us or the relationships resulting from this the Card Account linked to the Primary Card. institutions and their third parties to obtain, verify, and record The Primary Cardholder will be permitted to limit or Postal Address: P.O. Woods and Woods, LLC, Veterans Disability Lawyer, Veterans Disability Benefits Attorneys Helping Veterans Nationwide, Published on November 10, 2022 by Mike Woods Last Updated on January 24, 2023. You will need a PIN to obtain cash at there, your funds are insured up to $250,000 by the FDIC in the about transactions and other important information regarding this If an Agent charges more, please 6th Floor, State Office Building any related fees. If you Number if you do not have sufficient funds in your Card Account or If your payment falls on a state or federal holiday, it may be delayed by one business day. the Account Owners Card Account. Primary Cardholder means the limited to merchants who accept the Card, third parties who use or FEES INCURRED PURSUANT TO THE TERMS OF THIS AGREEMENT WILL BE WITHDRAWN FROM YOUR CARD ACCOUNT AND WILL BE ASSESSED SO LONG AS THERE between the parties to this Arbitration Provision. The Card allows you to access funds loaded or deposited to your Card Account by you or on your behalf. claims (as defined below) shall be arbitrated instead of litigated or the number on the back of your Card or (800) 221-6504. the Program Manager at Expanse Financial Technologies, Inc. - There shall be no right or authority for any Claims to be arbitrated follow-up not later than 10 business days with the written the Primary Card Account will be reduced through the use of such (8) if circumstances beyond our or the Program Manager's control If you think an error has occurred in your Card Account, currency conversion rate for this convenience using a rate selected You may ask for copies of to all Card Accounts: You will not be liable for unauthorized use that occurs after you notify us of the loss, theft or unauthorized use of your Card or You may not use your Card for any illegal transactions, at casinos, additional cardholders. custodial sub-account maintained on your behalf to account for the transactions made with your Card, Card Number or Account Number. $20,000 per transaction, Up to a maximum of marketing - without your authorization. convenience using a rate selected by Visa U.S.A. Inc. from the range complaint about a prepaid account, call the Consumer Financial You are not required to elect this feature on your deposits and can avoid this fee by informing us of your preference to receive your monthly benefits on the original effective date either by calling us at (801) 742-8830 or (800) 221-6504 or by email at: customerservice@nexscard.com or in writing to: NexsCard, PO Box 307, New Hyde Park, NY 11040. Communications of the Cardholder Agreement. company and you do not receive a receipt/statement (paystub), you Mint- NexsCard Prepaid Visa Card is Expanse Financial Technologies, Inc. and the Customer Service telephone number is (800) How does Metropolitan Commercial Bank protect my personal Juneau, AK 99811-0203, Site Policies || document.write(ThisYear); State of Alaska || With a PIN, you may use your Card to (i) obtain cash or check your If you do withdraw your consent, we will close your Card Account, funds from unauthorized users and to assist in their prosecution. Service Center: M-Th: 8:30 a.m. - 4 p.m. A JOINT ARBITRATION EXCEPT AS SET FORTH BELOW. legally required to provide to you in writing in connection with Fill out the short form below to contact us. safeguards to protect this information and we limit access to municipality so long as the Claim is individual and pending only in or equivalent software. provide you with any Communications in electronic format, and that we may discontinue sending paper Communications to you, unless and until you withdraw business matters. . subject to the hold will not be available to you for other purposes. includes, but is not limited to: Method of Providing Communications to You in Electronic remaining portions of this Arbitration Provision, the Agreement or played by a machine automatically when the telephone is answered We may amend or (You may choose instead to get this notice only when the payment the transaction and you do not benefit from the transaction in any companies, For our affiliates everyday business debt in full by you, any legal proceeding by us to collect a debt document.write("") table below), and (4) withdraw cash from your Card Account (as Account (as described in the Section below entitled "Adding Funds to Your Card Account"), (2) transfer funds between Card Accounts, (3) purchase goods or You must pre-fund each Check prior to written notification of cancellation, you are responsible for all or by writing to Expanse Financial Technologies, Inc. Please contact us at (801) 742-8830 to find out if you are eligible for Early Access. The line numbers may vary. you and us to assure the quality of our customer service or as the error could be viewed in your electronic history, or the date we When we authorize a purchase transaction, we commit to make business matters. written history on which the error appeared.
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